Services

Long-Term Rental Property Financing

Secure Long-Term Financing for Your Rental Investments

Do you want to purchase or refinance an investment rental property? When you partner with Legal House Solutions, we can provide long-term financing for stabilized rental properties, helping you generate consistent cash flow. Our tailored loan solutions are designed to support real estate investors in building and sustaining profitable rental portfolios.

Why Choose CMC’s Long-Term Rental Financing?

Our features include:

  • Stable Cash Flow: Finance stabilized rental properties to ensure steady, predictable income.

  • Cash-Out Refinancing Opportunities: Refinance your existing rental properties to optimize your portfolio and free up capital for new investments.

  • Expert Guidance: Our team will work closely with you to structure financing that aligns with your long-term goals.

  • No Income Verification (i.e. no W2s, paystubs, or tax returns, etc.) required

  • NO minimum FICO requirement on 50% LTV permanent loans

  • 600 middle FICO for 60% LTV, 650+ middle FICO for max LTV (70%-75% LTV)

  • Single Family & 2-4’s (up to 80% LTV), 5+ Multifamily/Mixed Use (75% LTV), Commercial (70% LTV), 30-year fixed rate term

Explore our long-term rental financing options and take the next step in growing your rental property portfolio. Contact us to learn more about how Legal House Solutions can help you achieve financial success through real estate.

FAQs

What kinds of properties can be financed through the Single Family Rental Loan Program?

Legal House Solution’s Single Family Rental loan program covers single property homes, rental properties with 1-4 units as well as some townhomes, planned unit developments (PUDs), and warrantable condominiums.

What does the single family rental loan cover?

Legacy House Solutions provides loans from as little as $75,000 to $2 million through the Single Property Rental Loan Program with competitive rates and various term options.

What types of loans does the Single Family Rental Loan Program provide?

Legal House Solutions offers 30-year fixed rate mortgages as well as 5/6, 7/6, and 10/6 hybrid ARMs rate mortgages to get the funding you need, the way you want it.

Long-Term Rental Property Financing

Secure Long-Term Financing for Your Rental Investments

Do you want to purchase or refinance an investment rental property? When you partner with Legal House Solutions, we can provide long-term financing for stabilized rental properties, helping you generate consistent cash flow. Our tailored loan solutions are designed to support real estate investors in building and sustaining profitable rental portfolios.

Why Choose CMC’s Long-Term Rental Financing?

Our features include:

  • Stable Cash Flow: Finance stabilized rental properties to ensure steady, predictable income.

  • Cash-Out Refinancing Opportunities: Refinance your existing rental properties to optimize your portfolio and free up capital for new investments.

  • Expert Guidance: Our team will work closely with you to structure financing that aligns with your long-term goals.

  • No Income Verification (i.e. no W2s, paystubs, or tax returns, etc.) required

  • NO minimum FICO requirement on 50% LTV permanent loans

  • 600 middle FICO for 60% LTV, 650+ middle FICO for max LTV (70%-75% LTV)

  • Single Family & 2-4’s (up to 80% LTV), 5+ Multifamily/Mixed Use (75% LTV), Commercial (70% LTV), 30-year fixed rate term

Explore our long-term rental financing options and take the next step in growing your rental property portfolio. Contact us to learn more about how Legal House Solutions can help you achieve financial success through real estate.

FAQs

What are Fix and Flip loans?

Fix and flip loans are credit lines used to cover the purchase price and rehab costs of residential investment properties. These fix and flip loans are meant for short-term rehab projects, with term lengths up to 18 months.

Who are Fix and Flip loans for?

Fix and flip loans are for real estate investors who plan to rehabilitate and resell their investment properties. They are not for long-term investment properties, or properties with more than 4 units on site. If you have more than 4 units on the property, check out our Multifamily program.

What makes Legacy House Solution’s Fix and Flip loan program different?

Legacy House and Solution's Fix and flip loan program is simple, and that's what sets us apart. We know the business inside and out so we get you started on your project sooner through streamlined approvals and personalized service from start to finish.

What is a bridge loan?

A bridge loan is short term financing used until permanent financing is secured. These types of loans are common in real estate transactions and typically range from 6-18 months. Bridge loans are backed by some form of collateral, usually the subject property.

Ground Up Construction Loans

Build Your Vision with Legal House Solution’s Construction Loans

Legal House Solution's Construction Loans provide builders and investors with the financing they need for ground-up construction and land acquisition. Whether you're developing a new residential community or constructing a commercial property, our tailored loan solutions are designed to support every phase of your project.

Why Choose Legal House Solution’s Construction Loans?

Our features include:

  • Ground-Up Construction: Secure funding to bring your new construction projects to life, from single-family homes to multifamily developments.

  • Land Acquisition: Finance the purchase of land in prime locations, setting the stage for successful development.

  • Flexible Loan Terms: Our loans are structured to align with your construction timeline, ensuring you have the capital when you need it.

  • Expert Support: Work with our experienced team to navigate the complexities of construction financing, with guidance every step of the way.

  • Ideal for build-ready infill, tear down homes

  • 12 or 24 month loan term depending on the project plan

  • Not for tract home projects or new subdivisions (10+ homes)

  • Experienced developers with 3+ similar past projects eligible for higher leverage

FAQs

What is a Ground Up construction loan?

A Ground Up Construction Loan provides financing for builders looking to construct new residential properties. Our straightforward, common sense approach gets builders the financing they need to get a property ready for sale.

What kind of Ground Up construction projects does Legacy House Solutions cover?

The Ground Up construction program finances projects for residential real estate investment properties with loan amounts between $50,000 and $5 million.

What is a bridge loan?

A bridge loan is short term financing used until permanent financing is secured. These types of loans are common in real estate transactions and typically range from 6-18 months. Bridge loans are backed by some form of collateral, usually the subject property.

5+ Unit Multi-Family Loan

Tailored Financing for 5-Unit Multi-Family Properties

At Legacy House Solutions, we specialize in customizing loans to meet the specific needs of real estate investors. Our 5-unit multi-family loans are designed for those seeking lower payments on a long-term, fixed-rate loan with no balloon payment, making them an ideal solution for investors focused on stable, long-term cash flow.

Fast Financing For a Fast-Paced Market

Our features include:

  • 30-Year Fixed Rate: Secure a stable interest rate for 30 years, ensuring predictable payments and financial stability.

  • Interest-Only Payments: Enjoy the flexibility of interest-only payments for up to 10 years, perfect for optimizing your cash flow during the early years of your investment.

  • Ideal for Self-Employed Investors: Specifically designed to accommodate self-employed investors and small business owners who may find traditional financing

  • Property-Based Qualification: Loan approval is based on the value of your multi-family property, not your personal income, simplifying the qualification process.

  • Best Alternative to Hard Money Loans: Benefit from the advantages of a fixed-rate loan, offering more stability and lower costs

Reach out today to discuss how Legal House Solutions can tailor a loan solution for your 5-unit multi-family investment. Let us provide the financial tools you need to achieve your real estate goals.

FAQs

What does the multifamily long-term loan program finance?

The Multifamily Long-Term Loan Program is perfect for small-balance residential properties with 5-8 units. With the minimum loan amount $500,000 and competitive rates, it is perfect for rehabbing a multifamily property.

What kind of loans are available through the program?

For general loans, Legacy House Solution covers up to 80% of the as-is value and 100% of the rehab costs. For refinancing, Legacy House Solution covers 75% of the as-is value and 100% of the rehab costs. Whether you’re starting a new project or giving new life to an old one, Legacy House Solution has your back.

Why the Legacy House Solution's multifamily long-term program?

Legacy House Solution's multifamily long-term loans provide you with a reliable funding source for landlords, multifamily investors and property managers looking for long-term financing for properties with 5 to 8 units.

Small Commercial

Small business owners and investors utilize small commercial properties nationwide to support and operate their businesses. We believe strongly in this type of asset and have developed financing solutions for commercial real estate loans designed specifically to help entrepreneurs achieve their vision of real estate ownership.

At Legacy House Solutions we provide loans for a wide variety of commercial properties, including:

  • Office Buildings

  • Retail Stores

  • Warehouses

  • Daycares

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Do you need fair access to reliable capital? Get in touch with us today, so we can help.

Legacy House Solutions is a capital provider for real estate investors, developers, and business owners recognized nationwide for its reliability. Legacy House Solutions is funded by a leading, nationwide private credit fund powerhouse that has funded over $10 billion in investment property loans. Call us today, so we can fund your profitable deals.